Does TRICARE cover medical alert systems?

Key Takeaways:

  • TRICARE For Life may pay for a medical alert system—in conjunction with Medicare Part C—for you or your spouse.
  • Your dependent parent or parent-in-law may get a medical alert system through TRICARE For Life and Medicare Part C, provided they’re eligible for both types of insurance.
  • Some—but not all—Part C plans cover medical alert systems.
  • Veterans can get certain medical alert systems for free through the United States Department of Veterans Affairs (VA).
  • Medical alert systems can be used for both medical and non-medical emergencies.

TRICARE is the healthcare insurance program for uniformed service people and their families. There are several insurance plans offered to eligible individuals through TRICARE. These plans include TRICARE For Life, an insurance plan for TRICARE-eligible beneficiaries enrolled in Original Medicare (Part A and Part B).

If you or a dependent family member needs a medical alert system, you may be wondering if TRICARE will pay for it. TRICARE insurance plans do not cover medical alert systems. However, TRICARE For Life may help cover the cost of a medical alert system, provided you also have a Medicare Advantage (Part C) plan that offers this type of coverage.

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TRICARE insurance plans do not cover medical alert systems. However, TRICARE For Life may help cover the cost of a medical alert system, provided you also have a Medicare Advantage (Part C) plan that offers this type of coverage.

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We have spent countless hours reviewing every type of medical alert system on the market. We interviewed dozens of company representatives to verify product claims and ask the questions you may not think to ask. We also read scores of online consumer reviews and spoke to dozens of people who use these products. We only recommend medical alert systems from transparent manufacturers with good track records for reliability and customer service. Also noteworthy is that we’ve eliminated all products with slow emergency response times, a large body of poor reviews, or false claims.

Medical Alert Systems We Recommend

Aloe Care Health produces technologically advanced systems with many special features, including motion detection and automatic fall detection sensors.

The company’s medical alert systems are voice-activated and provide access to an emergency call center, whether you are at home or on the go. The medical alert system connects the user within seconds (via voice or at the push of a button) to a Five Diamond Emergency Response Center.

Several package options accommodate a variety of budgets. Every Aloe Care Health system includes an app containing caregiver tools and fast access to the emergency response center.

Most systems feature a “hub” that functions similarly to an Alexa device. The systems also include a Mobile Companion Device with automatic fall detection.

Bay Alarm Medical is a well-established medical alert system company that gets top marks for affordability and reliability. The company produces in-home and on-the-go systems that can be purchased separately or bundled.

Each system is user-friendly and connects the user to a Five Diamond Emergency Response Center within seconds.

Bay Alarm’s In The Home system is plug-in and play and requires no complicated installation. It can be run through a landline or cellular connection. It’s a simple, easy-to-use system designed for people who spend lots of time at home.

The on-the-go packages include the SOS Smart Watch and On The Go Button. Both options are great fits for active people who spend lots of time away from home.

The UnaliWear medical alert system consists solely of the Kanega Watch. The watch is one of the best medical alert watches on the market today. It functions like a portable personal emergency response system that you wear on your wrist. 

Unlike many mobile wearable devices, the Kanega Watch provides fast access to an emergency call center when worn in most indoor environments and outside. 

The Kanega Watch looks more like a smartwatch than a medical alert system. It’s discreet and intuitive to use.

TRICARE covers medically and psychologically necessary healthcare required to diagnose or treat an illness or injury. It also covers pregnancy and well-child care.

Does TRICARE pay for medical alert systems?

No. TRICARE doesn’t cover the cost of medical alert systems. However, TRICARE For Life may help pay for your system, provided you have a Medicare Part C plan that offers this type of coverage.

Does TRICARE cover medical devices?

TRICARE covers medically necessary durable medical equipment, including some types of medical devices. These medical devices include CPAP machines and walking aids such as wheelchairs.

Does insurance cover medical alert bracelets?

Some insurance plans cover medical alert bracelets, but others don’t. Check with your plan provider to see if your specific plan provides this type of coverage.

Does VA provide life alert systems?

The VA pays for two brands of medical alert systems: the MedEquip Alert Personal Emergency & Medical Alert Device and the Latitude Mobile Alert. You must be approved for either type by a VA-approved provider, such as a VA doctor or social worker.

Do VA medical alert systems work?

Yes, although they don’t provide many special features. MedEquip Alert provides 24/7 access to a call monitoring center. The Latitude Mobile Alert (formerly known as Live Life Mobile Medical Alert) does not connect to a call center but can be used to call 911.

Author: Corey Whelan

Corey Whelan is a writer, health care professional, and Brooklyn, New York native. She is a reproductive health advocate who has helped countless patients through the trials and triumphs of infertility and adoption over the past 25 years. Corey's passion is sharing her knowledge of health and wellness through her writing, and no topic is off limits. She's mom to two grown children and two rescue dogs who captured her heart.